For employers
Earned-wage access your team uses for free — and you keep control.
Give your hourly, shift and salaried staff their already-earned pay before payday. You fund it from your own float, you set the cap and the pay periods, and it helps you keep the people you've already hired.
The employer case
A retention benefit that costs your team nothing
Earned-wage access gives staff a reason to stay, without a new line item on your P&L — the cost is a brief shift in when cash leaves, not whether it does.
Keep the people you've hired
Give staff a reason to stay between paydays. They draw what they've already earned; you keep one pay run and one reconciliation.
Fewer gaps to backfill
When workers can reach earned pay, shifts get covered by your own people first. ROI claim — legal-gated, needs substantiation
You stay in full control
Set the cap %, the withdrawals per period and your own pay periods. Tighten or loosen as your cash flow needs — for hourly, shift and salaried staff alike.
A cleaner pay posture
Because there's no worker fee, it removes the EWA-fee-driven NMW risk that fixed per-draw fees create. claim — legal-gated
You set the rules
Configure it to your payroll, not the other way round
- Withdrawal cap. A percentage of gross you choose (default 70%), never above wages already earned.
- Frequency. Withdrawals per period, set by you.
- Pay-period shape. Weekly, fortnightly or monthly — any start day.
- One file at payroll. A deduction file nets every draw against the next payslip.
What you control
Employer settingsThe honest trade-off
What it asks of your cash flow
Stated plainly: you float up to the cap before payday and recover it days later at payroll. That's a brief intra-month cash-flow shift, set against covered shifts and retained staff. We don't claim it has no impact on your cash flow. The payroll calculator helps you see the moving parts in your own numbers.
Trust & compliance
Built carefully, because it's money
Not a loan
Workers access wages they've already earned, by manual request, recovered at payroll. Not a loan and not credit. claim — legal-gated
No credit impact
No credit check and no credit-score impact for this model. claim — legal-gated Stated as fact, not sold as a protection.
Secure by design
SMS two-factor on every withdrawal, magic-link sign-in, encrypted bank details, and per-tenant data isolation.
On regulation we state our posture plainly and don't over-claim. regulatory wording — legal-gated
Book a demo
See the worker app, your controls, and the payroll file.
One short call, tailored to how you pay your team.