For workers
Your own earned wages, before payday — free.
You worked the shift. The pay is yours. Reach it in minutes when you need it, without waiting for payday and without a fee.
Not a loan legal-gated No credit check legal-gated Paid in minutes
No fee gated
Your team's appAisha · floor team
Mon February · active Available
£312.00
of £445.50 earned · your cap 70%
Withdraw January · locked Paid on payday
Settled in full at payroll · £445.50
Tue · drawdown£80.00 Paid · 2 min
Recovered at payroll£80.00 Next payslip
On-demand pay, in plain English
Salary advance, wage advance, on-demand pay — it's all the same thing
It's access to a share of the wages you've already earned this pay period, before the normal payday.
- Free to use. Your employer funds it. claim — legal-gated
- Won't affect your credit score, and there's no credit check. claim — legal-gated
- From £20, up to the cap your employer sets — paid by Faster Payments in minutes.
A worker's week
Earned by Tuesday£140.00
Drew Tuesday evening£80.00 Paid · 2 min
Fee charged£0.00 Free
Comes off payslip£80.00
FAQ
Questions workers ask
Is a salary advance through Wagecrew free?
Yes. You pay nothing — your employer funds it. No per-draw fee, no interest, no expedite charge.claim — legal-gated
Is earned-wage access a loan?
No. You're accessing wages you've already earned, by manual request, recovered from your next payslip. It isn't a loan and it isn't credit.claim — legal-gated
Will it affect my credit score?
No. There's no credit check and no credit-score impact for this model.claim — legal-gated
How fast does the money arrive?
It's sent by Faster Payments, usually within minutes, to your own bank account.
How much can I take?
From a £20 minimum up to the cap your employer sets (up to ~70%) of wages you've already earned this period.
What if my employer doesn’t offer Wagecrew yet?
Wagecrew is set up by your employer, not by you. If they don’t offer it, you can point them to the employer page.
Want it where you work?
Wagecrew is set up by your employer
If your workplace doesn't offer earned-wage access yet, you can show them how it works.